
Pay over time with CareCredit
Southern York Smile Care proudly accepts the CareCredit credit card for all your dental care. Fit the care you want into your budget with flexible financing that lets you pay over time.*
- No-interest options for up to 12 months on qualifying purchases*
- See if you prequalify with no impact to your credit score
- Instant credit decision
- No annual fee
- Accepted at 266,000+ health and wellness locations

Every treatment we offer
Use CareCredit for any dental treatment we offer, from routine cleanings and whitening to ceramic and zirconia implants, Invisalign, porcelain veneers and full smile makeovers.
How CareCredit works at our office
- Apply online
Complete a short application at carecredit.com. It takes a few minutes, and you get a decision right away.
- Plan your treatment
If you're approved, you'll see your credit limit, so you can plan your care with confidence.
- Use it at your visit
Let our team know you'd like to pay with CareCredit when you arrive, and we'll take care of the rest.
Common questions about CareCredit
Can I apply before my appointment?
Yes, and we encourage it. Applying ahead of time means you can come in knowing exactly what your payment options are.
Will applying affect my credit score?
Seeing if you prequalify does not affect your credit score. A full CareCredit application may use a hard inquiry. If you would rather see your options with a soft credit check, Cherry is our other financing partner.
How quickly can I use it?
CareCredit gives an instant decision. You can apply online in minutes and, if approved, use your financing at your very next appointment at our Shrewsbury, PA office.
What are the no-interest options?
CareCredit offers no-interest financing options for up to 12 months on qualifying purchases. Final terms and promotional plans are set by CareCredit and are subject to credit approval, so please review the current offers at carecredit.com before you apply. When you finance, a down payment is customary to keep your monthly payments lower.
What can I use it for?
Any of our dental services, including ceramic and zirconia implants, All-on-4 implants, porcelain veneers, Invisalign and complete smile makeovers. Once you're approved, you can use the card again for future dental and healthcare needs, and manage your account online or in the CareCredit app.
Can I use CareCredit with dental insurance?
Yes. We are out of network with insurance companies: you pay at the time of your visit, and we file the claim so your plan can reimburse you. CareCredit can cover what you pay, and health savings and flex plans are welcome too.
Do cash courtesies apply if I finance?
No. Our prepayment courtesy and special pricing are for full payment by cash or check, and they can't be combined with CareCredit or Cherry.
How is CareCredit different from Cherry?
CareCredit is a health and wellness credit card accepted at 266,000+ locations, with promotional financing periods. Cherry is a dental financing platform with simple monthly payment plans and an instant soft-check approval. See all financing options.
How do I pay my CareCredit bill?
Existing cardholders pay CareCredit directly: pay your CareCredit bill online.
Who will I see at Southern York Smile Care?
Dr. Steven Haywood, DDS, a Fellow of the International Congress of Oral Implantologists with 35+ years in practice, rated 4.8 stars from 114 Google reviews. Kelley Fisher can go through the cost of your treatment and your payment options before anything begins. Meet Dr. Haywood.

Try Cherry payment plans
Prefer no hard credit pull? Cherry offers simple monthly plans with an instant soft-check decision.
*Subject to credit approval. Visit carecredit.com for details. For new CareCredit accounts as of 5/30/24: Purchase APR is 32.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. CareCredit is a Synchrony solution. When you go to the CareCredit website, you are subject to the Synchrony privacy policy, which differs from the Southern York Smile Care privacy policy. You can learn more about the Synchrony privacy policy at carecredit.com.
Dental implants
Invisalign
Porcelain veneers
Teeth whitening