Dental financingSee your monthly payment in seconds
Pick a plan, enter your treatment amount, and see what it could cost each month. Checking your options never affects your credit.
For Invisalign, make monthly payments to our office after a down payment, with no outside lender.
Invisalign clear alignersWe're out of network with every insurer. You pay at the visit, we file the claim, and your insurer pays you back.
Kelley Fisher, our Patient Care & Treatment Coordinator, goes over your plan and every payment option with you.
Call (717) 235-3871
How it works
- Choose
CareCredit or Cherry, whichever suits you.
- Apply online
A quick form. Checking your options won't affect your credit.
- Get a decision
Instantly, then pick the plan that fits.
- Start treatment
Use it at your very next appointment.
Financing questions
Does Southern York Smile Care offer payment plans?
Yes. We partner with CareCredit and Cherry to offer flexible monthly payment plans for all dental treatments, including implants, Invisalign, cosmetic dentistry and more.
Will applying affect my credit score?
Both CareCredit and Cherry offer a prequalification or soft-check option that does not affect your credit score. You can check your options and estimated payments before you commit to anything.
How quickly can I get approved?
Both give instant decisions. You can apply online in minutes and, if approved, use your financing at your very next appointment at our Shrewsbury, PA office.
What is the difference between CareCredit and Cherry?
CareCredit is a health and wellness credit card accepted at 266,000+ locations, with promotional financing periods and no annual fee. Cherry is a dental financing platform with simple monthly plans and an instant soft-check approval. See CareCredit or Cherry.
Can I use financing for dental implants?
Yes. Both can be used for any of our services, including ceramic and zirconia implants, All-on-4 implants, porcelain veneers, Invisalign and complete smile makeovers.
Can I pay for Invisalign monthly?
Yes. After a down payment, you can make monthly payments directly to our office.
Do you take insurance?
We do not participate in insurance networks. Payment is due at the time of service, and our office files your insurance claim so your insurer can reimburse you.
How do I apply?
Use the calculators above, apply on our CareCredit page or Cherry page, or call (717) 235-3871 and our team will walk you through your options.
Who goes through the cost with me?
Dr. Steven Haywood, DDS explains your treatment plan and the options in it, and Kelley Fisher, our Patient Care and Treatment Coordinator, walks you through the cost of each stage and how CareCredit or Cherry could spread it, before anything begins. Meet Dr. Haywood and the team.
Do you take dental insurance?
The practice is out of network with every insurer. Payment is due at your visit, and the office files your claim so your insurer can reimburse you directly. Many patients use financing for the part insurance does not cover. See our FAQs for more on insurance.
Can I use financing for everyday care, not just big treatments?
Yes. Both CareCredit and Cherry can be used for any treatment we offer, from cleanings and white fillings to emergency visits and sedation.
Why do patients choose Southern York Smile Care for major treatment?
Dr. Steven Haywood, DDS, a Fellow of the International Congress of Oral Implantologists with 35+ years in practice, plans and carries out implants, Invisalign and cosmetic care in the same Shrewsbury office, and patients rate the practice 4.8 stars from 114 Google reviews. Read their testimonials or see real results in the smile gallery.
Can I apply before my visit?
Yes. Applying ahead means you arrive knowing your options. Start with CareCredit or Cherry, then bring any questions to your appointment.
*Subject to credit approval. Visit carecredit.com for details. For new CareCredit accounts as of 5/30/24: Purchase APR is 32.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. CareCredit is a Synchrony solution. When you go to the CareCredit website, you are subject to the Synchrony privacy policy, which differs from the Southern York Smile Care privacy policy. Existing cardholders can pay a CareCredit bill online.